01 · In plain English
What happened.
The FCA fined and permanently prohibited Jeffrey St. Patrick Dawkins on 16 September 2026 for breaches of APER and COCON — essentially failing to act with integrity and falling below the fitness and propriety expected of an approved person. The regulator found Dawkins sold his firm (Vector Wealth) in 2019, continued to act as its director/approved person while a disqualified director ran the business and used the firm’s authorised status to promote high‑risk mini‑bonds; investors are expected to lose about £4m. In addition to the £269,233 fine he was ordered to repay £57,298 (plus interest, £68,257) of proceeds he received; the FCA applied an uplift for lack of cooperation and imposed a prohibition from performing regulated roles.
Summarised from the FCA's notice and press reports. The FCA's own text and documents below are the authoritative record.
02 · Enforcement details
What the FCA published.
On 16 September 2026, the Financial Conduct Authority fined Jeffrey St. Patrick Dawkins £269,233. This Final Notice refers to breaches of APER and COCON related to failing to act with integrity and breach of fitness and propriety. We imposed a fine and a prohibition. Source: the FCA's published list of 2026 fines.
03 · Press coverage
How it was reported.
- Executive fined after acting as front for disqualified directorThe Times · 21 Oct 2026
- Former chief executive banned after misconduct led to £4m losses in high-risk investmentsFinancial Conduct Authority · 22 Sep 2026
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04 · Individual details
Person on the FCA register.
- Name
- Jeffrey St. Patrick Dawkins
- Individual reference number
- JSD01062
- Register status
- Prohibited
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